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    intentionally omitted (post-submission landing, not an entry point) and
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    `hreflang` cross-references collapse to en-US-only at W1; when nl-NL
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        <changefreq>monthly</changefreq>
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        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/day-in-the-life/frank/" />
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    <url>
        <loc>https://www.se-worldwide.com/day-in-the-life/linda/</loc>
        <lastmod>2026-05-12</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
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        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/day-in-the-life/linda/" />
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    <url>
        <loc>https://www.se-worldwide.com/day-in-the-life/priya/</loc>
        <lastmod>2026-05-12</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
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        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/day-in-the-life/priya/" />
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    <url>
        <loc>https://www.se-worldwide.com/day-in-the-life/david/</loc>
        <lastmod>2026-05-12</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
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        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/day-in-the-life/david/" />
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    <url>
        <loc>https://www.se-worldwide.com/day-in-the-life/marcus/</loc>
        <lastmod>2026-05-12</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
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        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/day-in-the-life/marcus/" />
    </url>

    <url>
        <loc>https://www.se-worldwide.com/day-in-the-life/carla/</loc>
        <lastmod>2026-05-12</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/day-in-the-life/carla/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/day-in-the-life/carla/" />
    </url>

    <url>
        <loc>https://www.se-worldwide.com/day-in-the-life/aisha/</loc>
        <lastmod>2026-05-12</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/day-in-the-life/aisha/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/day-in-the-life/aisha/" />
    </url>

    <url>
        <loc>https://www.se-worldwide.com/day-in-the-life/daniel/</loc>
        <lastmod>2026-05-12</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/day-in-the-life/daniel/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/day-in-the-life/daniel/" />
    </url>

    <url>
        <loc>https://www.se-worldwide.com/day-in-the-life/helen/</loc>
        <lastmod>2026-05-13</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/day-in-the-life/helen/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/day-in-the-life/helen/" />
    </url>

    <!-- Free tools index — landing for the six-tool slate.
         Priority 0.9 to match the individual tool landings; nav-
         linked from the header mega-menu + footer + homepage section. -->
    <url>
        <loc>https://www.se-worldwide.com/tools/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/" />
    </url>

    <!-- MS25-tools-1 — Free tools axis (engagement vector #1 per
         docs/planning/22-free-tools-strategy.md). Recordability tree is
         the SEO-anchor first tool. Priority bumped to 0.9 because
         "OSHA recordable" is high-volume + this page is the durable
         entry point we want Google + LLMs to favour. -->
    <url>
        <loc>https://www.se-worldwide.com/tools/recordability/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/recordability/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/recordability/" />
    </url>

    <!-- MS25-tools-2 — Recordability tree interactive walkthrough. Lower
         priority than the landing because the landing is the discoverable
         entry; the walkthrough is the conversion surface. -->
    <url>
        <loc>https://www.se-worldwide.com/tools/recordability/walkthrough/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/recordability/walkthrough/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/recordability/walkthrough/" />
    </url>

    <!-- MS25-tools-4 — Jurisdiction Finder ("where do I report this?").
         Demonstrates SE's multi-jurisdiction moat: federal OSHA + 22
         private+public state plans + 7 public-only state plans + NL
         Arbeidsinspectie + UK HSE. Same priority tier as the
         recordability landing — both are durable engagement-vector
         entry points. -->
    <url>
        <loc>https://www.se-worldwide.com/tools/where-do-i-report/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/where-do-i-report/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/where-do-i-report/" />
    </url>

    <url>
        <loc>https://www.se-worldwide.com/tools/where-do-i-report/walkthrough/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/where-do-i-report/walkthrough/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/where-do-i-report/walkthrough/" />
    </url>

    <!-- MS25-tools-5 — OSHA Rate Calculator (TRIR + DART + DAFW
         + severity + fatality + Form 300A summary in one tool). High
         search volume ("OSHA TRIR calculator", "DART calculator",
         "Form 300A"); priority 0.9 to match the other free tools. -->
    <url>
        <loc>https://www.se-worldwide.com/tools/osha-rate-calculator/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/osha-rate-calculator/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/osha-rate-calculator/" />
    </url>

    <url>
        <loc>https://www.se-worldwide.com/tools/osha-rate-calculator/walkthrough/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/osha-rate-calculator/walkthrough/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/osha-rate-calculator/walkthrough/" />
    </url>

    <!-- MS25-tools-6 — EPCRA Section 312 Tier II threshold checker.
         50-chemical curated database covering ~90% of industrial use
         cases + universal 10,000-lb hazardous-chemical threshold for
         non-EHS chemicals. High search volume ("EPCRA Tier II",
         "Threshold Planning Quantity", "TPQ checker"). -->
    <url>
        <loc>https://www.se-worldwide.com/tools/epcra-tier-ii/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/epcra-tier-ii/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/epcra-tier-ii/" />
    </url>

    <url>
        <loc>https://www.se-worldwide.com/tools/epcra-tier-ii/walkthrough/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/epcra-tier-ii/walkthrough/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/epcra-tier-ii/walkthrough/" />
    </url>

    <!-- MS25-tools-7 — NL Arbeidsinspectie recordability walkthrough.
         Bilingual Dutch + English. Net-new tool (not a translation of
         the US tool); Arbowet 9 + Arbobesluit 4.10b are different
         cascades from OSHA 1904.7. Drift-gated against the C# NL
         determinator. -->
    <url>
        <loc>https://www.se-worldwide.com/tools/recordability-nl/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/recordability-nl/" />
        <xhtml:link rel="alternate" hreflang="nl-NL" href="https://www.se-worldwide.com/tools/recordability-nl/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/recordability-nl/" />
    </url>

    <url>
        <loc>https://www.se-worldwide.com/tools/recordability-nl/walkthrough/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/recordability-nl/walkthrough/" />
        <xhtml:link rel="alternate" hreflang="nl-NL" href="https://www.se-worldwide.com/tools/recordability-nl/walkthrough/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/recordability-nl/walkthrough/" />
    </url>

    <!-- MS25-tools-8 — UK HSE RIDDOR recordability walkthrough.
         Net-new tool (not a translation); Regs 4 / 5 / 6 / 8 are
         different cascades from OSHA 1904.7 or NL Arbowet 9. Drift-
         gated against the C# UkHseRecordabilityDeterminator. -->
    <url>
        <loc>https://www.se-worldwide.com/tools/recordability-uk/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
        <xhtml:link rel="alternate" hreflang="en-GB" href="https://www.se-worldwide.com/tools/recordability-uk/" />
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/recordability-uk/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/recordability-uk/" />
    </url>

    <url>
        <loc>https://www.se-worldwide.com/tools/recordability-uk/walkthrough/</loc>
        <lastmod>2026-05-23</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
        <xhtml:link rel="alternate" hreflang="en-GB" href="https://www.se-worldwide.com/tools/recordability-uk/walkthrough/" />
        <xhtml:link rel="alternate" hreflang="en-US" href="https://www.se-worldwide.com/tools/recordability-uk/walkthrough/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://www.se-worldwide.com/tools/recordability-uk/walkthrough/" />
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